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Amsterdam, September 10, 2025 – Dyme, founded with the mission to help consumers save money, has grown into one of the largest financial apps in the Netherlands following its appearance on NPO’s Dragons’ Den. To further strengthen this position, Dyme has now become part of RISK, a Dutch Insurtech company with the Swedish Söderberg & Partners as a shareholder. Through this acquisition, RISK immediately gains access to a large, young audience, while Dyme gets the opportunity to expand its product offerings in the Netherlands and take the step into international markets, starting with Germany.
Dyme is one of the most successful independent European PSD2 startups. Since its founding in 2018, over 600,000 Dutch consumers have linked their bank accounts to Dyme. Using smart algorithms, an automatic cancellation service, and personalized advice, they have collectively saved over €40 million. In 2024, Dyme recorded its first profitable quarter after a period of strong growth.
“From the start, we wanted to build an app that puts money back directly into people’s wallets,” says Joran Iedema, CEO and co-founder of Dyme. “Many Dutch people don’t have a clear overview of their fixed expenses. With Dyme, you can see at a glance where you’re paying too much and reduce your costs with just a few clicks. Together with RISK, we can now bring this to millions of Europeans.”
Where Dyme excels in user-friendly technology and customer focus, RISK adds reach and market knowledge. RISK’s comparison platforms attract millions of visitors annually, and with 25 years of experience in the insurance market, the company has the scale and infrastructure to roll out Dyme’s services internationally.
“Dyme shows how simple saving can be,” says Harm Vollmuller, CEO of RISK. “With their technology, a household can manage in minutes what would otherwise take days. By combining this with our platforms and market knowledge, we reach people at a time when financial breathing room is more important than ever.”
According to Nibud, one in three households struggles to make ends meet. Dyme and RISK aim to change this by not only giving consumers insight into their fixed expenses but also helping them make better choices for subscriptions, insurance, energy, and soon, savings and investment products – all conveniently within a single app.
The Dyme brand and current management team will remain in place. With RISK’s support, Dyme can accelerate its mission: giving consumers more financial freedom through smart technology and personal attention.
About Dyme
Dyme was founded in 2018 by Joran Iedema, David Knap, and Wouter Florijn. The company is based in Amsterdam, currently employs 20 people, and has received multiple investments from venture capital firms such as Peak. Since its inception, over 600,000 Dutch consumers have linked their bank accounts to the app.
About RISK
RISK is an Insurtech service provider and underwriting company for financial advisors, online labels, and insurers. With its own IT platform, SureBase, RISK enables the comparison and purchase of embedded financial products. The platform is used, among others, for Overstappen.nl and Autoverzekering.nl.
About Peak
Peak, with offices in Amsterdam, Berlin, and Stockholm, is a venture capital firm founded and funded by entrepreneurs. Its investors include their active portfolio founders and other European entrepreneurs and operators. Allocated over five funds, Peak has invested in over 70 companies like Catawiki, StuDocu, Circula, Channable, Workwize, Trengo, Blidz, Creative Fabrica, and AG5.